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7 out of 10 automobiles mentioned for sale in Ghana have been in an incident

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The Founder of Lockvin Minimal has observed that 7 out of 10 cars and trucks mentioned for sale in Ghana have been in an accident.

Mr. Kofi Agyapong claims for several yrs, a good deal of Ghanaians have been shopping for utilized autos at garages and roadside without understanding accurately what condition the automobile was in when it was imported. So to enable auto potential buyers and seller in realizing the true affliction of the cars and trucks on the industry, Lockvin Restricted has created a cell app known as HUCA or Homeusedcar.

What is HUCA

HUCA is an vehicle facts services giving the means to test the ailment and point out of used motor vehicles, cars, bikes, etc. HUCA aggregates historic details and gatherings this sort of as incident, described stolen motor vehicles, mileage and odometer standing, flood harm, mechanical damages, structural flaws, fire and burns, and other significant damages and then informs the user if motor vehicle is clean or incident.

This support is been created doable from a strong partnership with about thirty (30) non-public, federal government and regulatory institution aggregating about 5 million information. The company is out there from the cellular application in Android and iOS variations as HUCA or Homeusedcar and from the World wide web www.app.homeusedcar.com

Mr Agyapong explained, “If auto is accident HUCA present to the person 10 illustrations or photos of the accident, harm style, odometer studying and standing, auction historical past, problem of the vehicle, protection remember information and facts and lots of more.”

The HUCA Application will tremendously assist the standard general public and normal employed vehicle buyers by saving them of issues vehicles, keeping away from concealed damages, large repairs charge, threat of driving poorly repaired incident cars, driving without having correct airbags or non – existent air baggage.

Who Requires HUCA

He described that HUCA is purposefully created for all people who requirements and utilizes information and facts about vehicles. In distinct individual utilised auto customer who needs to know the affliction of the vehicle prior to acquiring, the financial institutions, and insurance plan companies.  

According to Kofi Agyapong, HUCA will support insurance policy businesses to know and evaluate the state and problem of the car in processing insurance policy underwriting transactions and contracts.

This He reported, would help in working with the numerous scenarios where by fraudster acquire a full decline vehicle, sign up the motor vehicle, and then get insurance. “Typically, the insurance company will not inspect the car through the underwriting procedures. The insured will afterwards file an incident assert for decline which did not happen inside the jurisdiction of the insurer.” He said.

Banking institutions, discounts and loans can also use HUCA expert services to perform their danger assessments just before approving loans and other transactions exactly where automobiles are employed as collateral.  “For occasion a person may possibly use a flood motor vehicle for a personal loan collateral. On defaulting payment the redeeming entity may basically declare a destroyed car which can’t be driven or sold.” He included.

For commercial banks who give vehicle financial loans to its workers HUCA solutions will give a affordable assurance about the automobile the staff members wishes to obtain. It can be integrated in the team motor vehicle financial loan processes to look at the record of the motor vehicle in advance of committing to invest in.

The User Practical experience

The HUCA App is a basic software to use on the cell phone. Whoever is shopping for or selling the auto has to kind in the VIN, or CHASIS. The app will then give a temporary facts about the auto such as make, product, calendar year, trim and engine capability. People are really astonished and content to use the software because HUCA provides you all that you need to make a conclusion. For the user experience, our cell apps is well created with excellent and uncomplicated consumer interfaces.

Report is summarized to give user relieve of knowing and with supplemental strategies to make indicating of the facts readily available. HUCA is continuously performing to bettering the quality of its solutions, facts and information and facts varieties on supply to its clientele. Examining the problem of a applied car or truck with HUCA just before you invest in can help save you thousands of cedis, give you peace of mind by preventing hidden damages and  flood automobiles, and safer transportation for on your own and relatives.

 

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