The Ghana Incentive-Centered Hazard-Sharing Procedure for Agricultural Lending (GIRSAL) by means of its Specialized Assistance Facility (TAF) is partnering with the Nationwide Banking School (NBC) beneath its ‘Agriculture and Agribusiness Lending System for Staff of Monetary Institutions’ to teach staff members of economic establishments on agriculture financing.
The TAF is a critical pillar of GIRSAL’s tactic and aims at strengthening the institutional potential of workers of collaborating money institutions in examining personal loan apps from agribusinesses and that’s why enable decrease the threat related with lending to farmers and agriculture tasks.
This initiative is supported by Alliance for a Green Revolution in Africa (AGRA).
Thanks to the COVID-19 pandemic, the first batch of the schooling system was done almost involving August 11 and September 18, 2020, and was attended by 33 individuals from 12 monetary institutions.
The coaching put together classroom teaching, scenario studies and a discipline vacation to an agribusiness. The 3-module teaching application was facilitated by very well-skilled business useful resource folks.
Modules 1 and 2 of the system lined the agribusiness natural environment, worth chains in Ghana, and agricultural bank loan appraisal procedures, and qualified agriculture desk officers, romantic relationship administrators, credit rating risk officers and credit history analysts.
Module 3 protected running agriculture personal loan portfolios, with classes ranging from agriculture coverage to commodity finance.
It qualified senior management and portfolio professionals. The up coming round of the training is scheduled for the stop of the yr.
Field Trip to Golden Unique Ltd
Participants frequented Golden Exotics Ltd Banana plantation at Asutsuare (the premier banana plantation in Ghana) where by they engaged the administration on operational and funding worries and chances.
There was also an interactive simulated credit history application evaluation session to determine, review, consider, and propose mitigation measures to value chain risks.
The subject visit aided members translate the classroom coaching to realistic on-industry operations of a regular agribusiness.
It also permitted participants to notice the good agronomic tactics, post-harvest functions and learn the troubles and alternatives of substantial-scale farming functions as well as its financing and sector environment.
The journey manufactured constructive feed-back from the participants who identified it pretty educative and insightful and admitted the modules are incredibly pertinent to their function.