As you know, for many South Africans, buying a home is one of the biggest milestones in life; however, it’s also one of the most stressful. Between deposits, bond repayments, and the emotional toll of moving, homeowners often feel the weight of responsibility more than the joy of achievement.
To bring back the joy of homeownership, FNB has introduced eBucks Home Rewards, designed to make homeownership more rewarding with meaningful recognition for customers who’ve chosen FNB as their trusted home loan partner.
Starting 1 December 2025, new property buyers who accept and sign FNB’s home loan offer, whether through nav» Home on the FNB or RMB Private Bank App, via FNB or RMB Private Bank Advisors, or at any FNB branch, will qualify for eBucks Home Rewards. This also applies to clients who switch their existing home loans to FNB. Customers can look forward to vouchers and additional rewards worth up to R30,000, designed to make the homeownership journey even more special.
FNB Home and Structured Lending CEO, Chris Labuschagne says, “We believe buying a home should be as rewarding as it is life-changing. We understand the amount of emotional and financial strain that comes with the home-buying and moving process, and we want to help ease some of that pressure for our customers. With the eBucks Home Rewards, we will support our customers beyond just the signing of their bond. We recognize their trust and loyalty, and we’re committed to making every step of their homeownership journey more rewarding.
“Introducing eBucks Home Rewards is our way of saying thank you for choosing FNB and trusting us to walk the homeownership journey with you. We want our loyalty program to be innovative and aligned to the moments that matter most to our customers,” says Pieter Woodhatch, eBucks CEO.
How eBucks Home Rewards works
Customers who register or switch a home loan with FNB can unlock a range of exciting benefits, including
Welcome voucher after the bond registration
To celebrate the successful bond registration, we are gifting customers that have an active FNB or RMB Private Bank transactional account with a welcome voucher of up to R14,500 in eBucks rewards for groceries at Pick n Pay or home essentials at Cielo or Le Creuset. This is our way of helping customers turn their new house into a home.
Move-in-Day voucher
Moving into a new home can be overwhelming, from unpacking boxes to cleaning and figuring out dinner for the family on the first night. We want to make it easier and less stressful for you. Customers get an R500 SweepSouth voucher for professional cleaning services or an R500 Mr D voucher for hassle-free meals.
- Mortgage bond needs to be successfully registered with the Deeds office and their FNB or RMB Private Bank current account is open and active. Only one voucher will be issued per account once the qualifying criteria have been met.
Milestone rewards
Customers can also earn additional eBucks rewards totalling up to R15,000 to celebrate the 3, 6, and 9-year milestones of their homeownership anniversaries with FNB.
- Homeowners that qualified for Welcome and Move-in day vouchers can qualify for the Milestone reward.
- Mortgage bond needs to be successfully registered with the Deeds office and their FNB or RMB Private Bank current account is open and active
- Customers need to pay their home loan debit order, salary stop order, or split bill from their active FNB or RMB Private Bank account
- The FNB home loan account must be in good standing with no missed monthly repayments
Customers need to meet the minimum credit utilization percentages:
- 3-year homeownership—80% utilisation or more
- 6-year homeownership—60% utilisation or more
- 9-year homeownership—40% utilisation or more
- The milestone rewards will only be issued once the qualifying criteria have been met.
“Owning a property is a significant life moment that should be celebrated. This is why we have gone an extra mile in rewarding customers who are evolving in their lives and trust FNB as their home loan partner. Through eBucks, we are committed to empowering our customers to make financial decisions that truly matter, helping them stretch their budgets in meaningful ways.
Whether it’s saving on groceries, fuel, travel, or even homeownership, our goal is to make everyday life more affordable and rewarding. This is how we continue to deliver value beyond banking,” concludes Woodhatch.
